New York State Reaches Settlement with Payday Lenders

Following recent regulatory actions undertaken by the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency regarding short term loans (also referred to as “payday loans” and “cash advances”) and the thirty-five (35) cease and desist letters issued in August 2013 by New York’s Department of Financial Services to online payday lenders,

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Debt Collection Text Messages Must Comply with the Law

For the first time in its history, the Federal Trade Commission (“FTC”) recently initiated an action against a debt collector for its allegedly unlawful use of debt collection text messages.  Almost a month after filing its complaint in the United States District Court for the Central District of California, the FTC settled with the debt

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Prerecorded Call Invitation To Attend Recruiting Webinar Did Not Violate TCPA

In a universe of cases which seem to endlessly expand the scope of TCPA liability, a breath of fresh air and common sense recently emanated from the United States District Court for the Southern District of California. Plaintiff’s TCPA Allegations In Friedman v. Torchmark  Corporation; United American Insurance Company, et. al., Plaintiff alleged that Defendant

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FTC Crackdown on Unsolicited Commercial Text Message Spamming Continues

As evidence of the Federal Trade Commission’s (“FTC”) increased zeal to stem the tide of unsolicited commercial text message marketing, the United States District Court for the Northern District of Illinois recently approved and entered a heavy-handed final judgment against Rentbro, Inc. and its principals.  Among other things, the judgment compels Rentbro to pay to

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New Jersey Governor Christie Loses Appeal to Legalize Sports Gambling

A New Jersey State law that would legalize sports gambling in Atlantic City casinos suffered another major setback this week when the Third Circuit Court of Appeals agreed with the lower court and found the law to be illegal. Lower Court Decision As you may remember, earlier this year the United States District Court for

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“Debt Relief” Robocalling Telemarketers Settle with FTC

The Federal Trade Commission (“FTC”) recently entered into multi-million dollar settlements shutting down the operations of several companies that allegedly used robocalls to contact consumers in order to trick them into paying upfront fees to get low credit card interest rates (which they ultimately never received). Background: The Robocalls and Purported Scam In lawsuits commenced

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