Debt

FTC Sues Debt Relief Organizations

June 16, 2016 Last week, the Federal Trade Commission (“FTC”) and the Florida State Attorney General filed a complaint against 13 separate yet interrelated debt relief companies, as well as their 7 principals (collectively, the “Defendants”), alleging that the Defendants have engaged in a fraudulent debt relief scheme.  According to the complaint, using misleading robocalls, […]

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FTC Sues Student Loan Debt Relief Organizations

May 26, 2016 Last month, the Federal Trade Commission (“FTC”) and the State of Florida commenced an action against Consumer Assistance, LLC, Consumer Assistance Project Corp., Palermo Global, LLC and the principal of all 3 organizations, Chastity Valdes (collectively, the “Defendants”).  The Defendants are alleged to have falsely promised to assist consumers in obtaining relief

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Debt Collector that Allegedly Called Wrong Numbers Settles Multi-Million Dollar TCPA Class Action

A debt collection company recently entered into a settlement agreement in the putative class action captioned Jonsson v. USCB, Inc. (C.D. Cal.)(Case No. 13-CV-8166), involving allegations that it violated the Telephone Consumer Protection Act (“TCPA”) and the Fair Debt Collection Practices Act by calling the named plaintiff and thousands of class members using an autodialer

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TCPA Debt Collection Calls Can Only Be Placed to Cell Phone Subscribers

On March 28, 2014, the United States Court of Appeals for the Eleventh Circuit ruled that debt collection calls can only be placed to the subscriber of the cellular telephone being called under the Telephone Consumer Protection Act (“TCPA”).  Specifically, section 227(b)(1)(A)(iii) of the TCPA states, in part, that it shall be unlawful to make

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Making TCPA Debt Collection Calls or Texts? Think Twice

Many of our readers are generally aware of the restrictions placed on telemarketing calls by the Telephone Consumer Protection Act (“TCPA”).  Specifically, the TCPA prohibits marketing phone calls and texts that are made using automated dialing equipment or that contain artificial voices and/or pre-recorded messages.  Some readers may also be aware of the fact that

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